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Are You Up To Your Eyeballs in Debt?
Don’t Know Where To Turn?

Would You Like To Get Out From Under The Massive Burden of Debt While Putting Loads of Cash In Your Pocket While Helping Others In The Same Boat As You?

Read On

Right now Americans have amassed a staggering $8.5 TRILLION dollars in personal debt (that’s $8,500,000,000,000)!! And if you can follow simple instructions – and apply yourself for 60 to 90 minutes a day – you can help yourself get free by helping others.

Regardless of how deep in the pit of debt you are you can be receive $100,000 or more in cash within the next 90 days. Yes, you read that right.

What’s required:

*You must sincerely want to get out of debt
*You must be able to follow simple instructions to an easy plan
*You must be willing to listen in on several conference calls that explain the opportunity – There is No obligation
*You must be willing to share an idea using the networking (this is nowhere near your traditional networking opportunity)
*You must be willing to share what you learn with others who want to get free
*You must have a positive outlook and an entrepreneurial spirit
*You must be willing to invest a small amount of cash ($250 will get you started nicely)

Special Report

If money were no longer an issue, what would you do with the rest of your life?

The 8,500,000,000,000 (that’s eight point five trillion) Nightmare

Never before in history have so many people been so deeply in debt. According to the Wall Street Journal, Americans have managed to accumulate eight trillion – five hundred billion dollars in debt. That’s 8,500,000,000,000! A trillion dollars is a thousand billion. That’s more than $32,690 for every man, woman and child in the country. It’s actually beyond my capacity to grasp so much debt – but it’s true.

It’s the lure of easy credit that has done this – making many slaves to the banking and financial industry. The buy now – pay later mentality is unquestionably associated with the American way. The irony is, the instant gratification aspect of out way of life just might be the unraveling of our very society.

It has become very common for some Americans to try to put off the inevitable by robbing Peter to pay Paul. Staying one step ahead of the bankruptcy judge has become a scary game for many Americans.

Do any of these practices sound familiar?

*Making only the minimum payment on your credit cards
*Paying for household necessities with plastic
*Lying awake at night wondering where the next payments are going to come from
*Playing the “transfer balance” game – taking advantage of a low interest rate by transferring a high interest balance to a “special rate offer” card
*Applying for new cards when you know good and well you’re far overextended already
*Paying bills only when you are in danger of being cut off from a service

It’s common knowledge that living a lifestyle of desperation due to overwhelming debt eats away ad your health, your relationships and your very well being.

To add fuel to the fire, residential property is extremely easy to buy in the current anything-goes mortgage market and property foreclosures are rising quickly according to the Mortgage Bankers Association of America.

Property values in many parts of the country aren’t nearly as high as they were just a few short years ago. This situation often leaves folks with high loan-to-value mortgages and payments. There are many Americans who owe more on their home than it would bring if they sold it – yet they must continue to make the payment.

According to Neway, a non-profit organization that tracks consumer debt, millions of Americans are struggling with personal debt. Consider these startling facts:

*Personal bankruptcies are at an all time high. The majority of them brought on by stifling credit card debt.

*Credit card companies solicit the average American 7 times during the year.

*The average credit card payment is more than $215.

*The average credit card balance is more than $7000

*The average American household has 10 credit cards

*The average credit card interest rate is 18 percent

*Late fees on credit cards have risen to $29.00

*Americans paid more than $80 billion in interest alone last year

*The typical minimum payment on a credit card represents 90 percent interest and 10 percent principal.

*If you owe $8,000 at 18 percent interest, and make minimum payments, it will take you nearly 26 years to pay off the debt and you will have paid more than $15,000 in interest.

It’s no secret that things have gotten out of hand for lots of well-meaning, decent folks. Some people are almost at a panic state. We’ve witnessed some of the largest corporate bankruptcies in history in the last couple of years – shaking American commerce to its very roots. Is it any wonder confidence in our very way of life is shaky?

If you’d like to get off of this never-ending merry-go-round read on

Let’s face it, I could load this report with lots more statistics about how debt is choking Americans nearly to death and how personal debt could eventually ruin you and cripple the country, but you already know all that – that’s why you’re reading this. What you really want to know about is the solution to the problem. That Solution is:

Life Without Debt

Life Without Debt is not about Credit Repair or Debt Consolidation it’s a program that allow you to pay down your debt quickly allowing to put real Cash in your pocket.

There are literally thousands of companies offering credit repair. These companies propose to fix your credit or to establish a “new” credit profile or identity for you. They play on the consumer’s desperation with promises that are impossible to keep.

There is no quick fix to damaged credit. Any company offering to erase your present credit profile and establish a new one is lying – acting illegally. It can’t be done legitimately. The best anyone can hope for with a credit repair agency is for them to negotiate on your behalf. They can sometimes get you reduced interest rates and smaller payments.

They are also sometimes able to eliminate mistaken charges from your file. However, these are all actions you can take on your own. But none of these approaches is a permanent solution to the debt problem because they don’t get to the core issue – the way we think, act, and manage our financial affairs as Americans.

There is a revolutionary alternative to getting yourself free from debt that does deal directly with the real issues. That alternative is, Life Without Debt.

The Life Without Debt program allows you to completely pay off all of your debt, your mortgage, and generate actual cash so fast, it will make your head spin.

Life Without Debt

First, let me tell you what this program isn’t:

It’s not some tired old BS credit repair scheme that preys on your hopes then delivers some quasi-legal or outright fraudulent plan to establish new credit. This is a real method for eliminating ALL of your debt – Fast – using cash.

This is not a plan where you crawl to your creditors begging them to reduce your interest rates and payments – you pay them off quickly in full.

This is not a plan to consolidate your debt so you can make one payment to an agency or company that skims a percentage of the payment and puts it in their own pocket.

This is not a personal bankruptcy or re-organization plan.

So What is Life Without Debt?

Life Without Debt is a personal philosophy devoted to helping people free themselves from the bondage of consumer debt. We are an organization of people devoted to helping each other get free from crippling consumer debt – and we are very well-paid in CASH for doing this.

What We Do

As a Life Without Debt associate you will share the philosophy of living debt-free. You will learn how the banking and tax systems are designed to offer you easy credit – and how it is the intention of the banking industry to have you become addicted to their buy now – pay later system – making you a slave for the rest of your natural life.

As a Life Without Debt associate you will share the ideas of our founder Jimmy Phipps. Through Life Without Debt, Jimmy has been sharing his ideas with people for the past 17 years helping thousands of people to live debt-free. Mr. Phipps enjoys a stellar reputation and has helped in the creation of many millionaires.

This program is Extremely Rewarding Financially

Lemons to Lemonade (make your weakness your strength angle)

There are associates generating monthly incomes of $5,000 $10,000 $20,000 even $50,000 and more per month. Many have paid all of their personal, credit card debt and mortgages off in full. Some have been able to do this in several months – others in one year – some a little longer. It all depends on your motivation.

How Can This Be?

We achieve these phenomenal results through a wonderful system called cash compounding – modeled after the networking concept. You are paid IN CASH for all of your efforts – and it piles up quickly. It’s a proven system, which is completely legal, ethical and moral – in fact, not sharing it with others would be a disservice.

Answer these questions

*Would you like to have all the money you need to pay off all of your bills?
*Would you like to have a steady, dependable income you can use to pay off your mortgage in full?
*Would you like to have the freedom to take a vacation, send your kids to the best schools, buy a new car, or donate to your favorite charity or church?
*Would you like the absolute freedom and peace of mind that comes from being debt-free?

If you answered yes to any of these questions you owe it to yourself to at least check out Life Without Debt. This plan is the most powerful way to leverage your money available today.

Life Without Debt Overview

Life Without Debt is not a network marketing company. Its expertise is in comprehending the principles of networking and making networking profitable through their application. The main purpose of this program is to educate the public on the monopolized banking establishment, to expose corruption within the bureaucracy and to share the TRUTH about money, credit, debt and taxes.

Life Without Debt is a computer service company that contracts to provide daily administrative computer services for its members’ business activities. This includes receipt and routing of payments, all entries, payment of entries to upline, and maintenance of all downline genealogy.

In addition to being a computer service company, Life Without Debt is an educational service that provides ongoing financial education in the form of books, audiotapes, and seminars, with the goal to motivate its members to more thoroughly understand their own financial circumstances.

Life Without Debt employs the networking business model. However, this is not the traditional networking opportunity. Life Without Debt allows you to receive ALL CASH for your efforts.

Some Particulars:

*You are not selling a product for commission.

*You send CASH to “Life Without Debt” for administrative, management, computer tracking and cash routing services – it’s all a business expense.

*No commissions are received, so no 1099s are issued.

*You receive cash from the Computer Center – no waiting for checks or money orders to clear.

*The Computer Center routes money to you paid by your downline. It does not play any role other than that of a facilitator and administrator.

*No money is paid directly to you, or anyone, from the Computer Center bank account.

*This is simply a cash redistribution program.

*The Computer Center distributes 96% of all member contributions & retains only 4% for services performed at each respective plan level.

*The only thing the Computer Center receives from its members is an annual service fee for services rendered.

*Participation in “Life Without Debt” teaches you to work with others so that together you can compound money. You, in turn, train people in the program for a fee.

How It Works

As a member the Debt-Free Living organization you will receive and distribute products and educational materials on the topics of credit, money, banking, taxes marketing, and other related topics. Your contribution for these materials is $200, paid to the “Computer Center” in cash delivered via Express or overnight mail.

As a member of the program you receive cash payments by sharing the ideas of Debt-Free Living with others. As you bring in new members to the program, their $200 cash contributions are divided into five $40 payments and distributed to you and those preceding you in the program.

The Computer Center receives $20 for each cash distribution made to members. The $20 is a flat fee and covers handling product and tracking contributions and is paid whether a member receives a single $40 payment or a group of payments.

You do not need to purchase an inventory of the materials as they are maintained and shipped by the “Computer Center” in Anniston, Alabama. The Computer Center also tracks your distribution activities and payments made to you. Your $200 contribution is distributed to the members preceding you in Debt-Free Living following a 3 x 10 matrix along the lines of a common networking model.

100 percent of each $200 received by all members is disbursed to even-numbered levels preceding the contributing member. The progression looks like this:

Level 2 A $40 distribution goes to members on your second generation of the matrix

Level 2 A $40 distribution goes to members on your fourth generation of the matrix

Level 2 A $40 distribution goes to members on your sixth generation of the matrix

Level 2 A $40 distribution goes to members on your eighth generation of the matrix

Level 2 A $40 distribution goes to members on your tenth generation of the matrix

Here’s a graphical representation of the cash compounding system

If you’d like to get your cash working for you even faster, you are welcome to take up to three positions immediately under your first. That way, each level is paid alternately. The result being, you are paid on all 10 levels.

All payments are tracked processed via the Computer Center and are sent out on a daily basis (except Sunday). The cash compounding power of this system is fantastic. The results you receive depend entirely upon the amount of effort you put into the program.

What Makes Us Different

It’s true that the networking model of marketing has produced large amounts of wealth for many. But what about those who haven’t found success with it? The results you achieve with any opportunity will depend upon two things. The product, and the effort you devote to its promotion. Let’s take a brief look at both.

Debt-Free Living – The Opportunity

Let’s face it, cash is a HUGE incentive – and everyone needs more money. Americans are facing more personal debt than ever before in history. People are screaming for relief. Debt-Free Living is the answer for many of them. There is literally a prospect around every corner. You earn great money helping people get the cash they need.

A person with even the most basic understanding of the principles of Debt-Free Living should be rendered speechless at this amazing opportunity – if they have a pulse and a brain, that is. Why? Because of the phenomenal opportunity to compound their money. There have been people receiving $100,000 and more within the first 90 days of entering the program. The program has been inexistence for 17 years and many millionaires have been made. In other words, the program sells itself.

Marketing Debt-Free Living

The challenge with sharing any opportunity is getting it in front of people who want and need it. We’ve devised a reliable system that virtually anyone can use to be successful. It consists or to parts.

The Web

Any person entering the program in my organization will receive a marketing system consisting of several web pages containing promotional material, your personal contact information, and an email autoresponder. There is a yearly flat fee of $50 for this. This is not a profit center for me as the $50 covers the time it takes to put your pages online, hosting, and autoresponder fees. For a small additional one-time charge, you will also have the opportunity to brand this special report with your own contact information and offer it on your site.

Inexpensive National Advertising

Now, everyone knows that a web page isn’t much good unless you get targeted visitors to it. To achieve this we offer resources for getting inexpensive classified and display ads in national newspapers and magazines. We will also make co-operative advertising available to those interested. This is where individuals pool money to purchase advertising and systematically divide the leads that are generated. This is achieved using your Web pages and autoresponders.

Turnkey System – The Help You Need To Succeed

In brief, here’s how it would work. An individual sees your ad in a newspaper or magazine. They enter your Web address and are given a brief overview of the Debt-Free Living program. They have the opportunity to enter their name and email address to receive more information.

The autoresponder delivers a pre-written (I provide the message) email message with more details on the program. The email also contains a link another personalize Web page with even more info.

Both the email and new Web page invite them to listen in on a conference call by Glen Stevans, a very successful 7-year member of the program. Glen is a high-energy man who really knows how to work the program. His enthusiasm is highly contagious. There is a very high conversion rate after listening to Glen’s conference call.

The way this is set up, most of your work is done for you. All you need to do is place a few ads and direct people to the conference calls. Once you get a feel for how Debt-Free Living works, you’ll have the confidence to work your leads more independently.

I also offer many Web marketing eBooks and other tips and pointers. In this program you receive the help you need to succeed. Everyone wins.

If you have any questions about this exciting program, the best thing for you to do is listen in on a conference call. There is absolutely no obligation. You can simply listen or ask as many questions as you like. I don’t know who said it first, but it certainly is true. Being Broke Sucks. Do Something About It Today

Enter your name and email address and you’ll receive an email message with your sponsor’s name and number as well as instructions for the next conference call. We will never sell, trade or otherwise misuse your personal information.

Did you ever ask yourself what is it you are really looking for?

If money was no longer a question what would you be doing with your life?
Where would you be today?

With whom would you spend your time with?

Who else or what else determines how you live? A Boss? The economy?
What if you could change all this?

My friend, if you have a strong desire for financial change, you couldn't have chosen a better time.
Read this information, together we can make a difference.

Ideas are essentially a dime a dozen. Only the people who put them into action make them priceless! Are you among the people who watch life Go by or,
Can you recognize a good idea when it comes along?

Life can never be the same again!

We invite you to explore the opportunity to prosper your way to millions with this extraordinary “Life Without Debt” program. Developed fourteen years ago by Mr. James Phipps, a financial planner and statistician extraordinaire, it has been going strong ever since.

After many years of research and planning, Mr. Phipps has helped thousands of people around the world change their lives dramatically by teaching and facilitating his “Life Without Debt” program. He has developed an outstanding reputation around the world while creating many millionaires by teaching people how to compound leverage their way to millions with his simple system.

Now it’s your turn to allow Mr. Phipps to help you do what countless others have done. We invite you to take advantage of this powerful moneymaking opportunity for yourself.

Life Without Debt Educational Systems, 603 Field Street, Colleyville, Texas {76034}!

Send Express Mail to:
Computer Center, P. O. Box XXXX, Grapevine, Texas {76051}, using the United States Postal Service.

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